About Us
At Heroic Financial, we believe that true financial partnership is built on an unwavering foundation of trust, transparency, and integrity. As a New Jersey Registered Investment Advisor, we are committed to serving hardworking individuals, families, and organizations.
We operate as fiduciaries, which means we are legally bound to put your interests first at all times. Every recommendation we make is driven by your specific goals, your risk tolerance, and your long-term success.
We do things differently than other financial advisory firms, as we operate on a fee for service advisory basis. We do not sell insurance products, annuities, and we receive no commissions from any of our recommendations. We are a pure advice-only firm that charges $195 per hour for our investment advisory and financial planning services.
Marc Morgan
Investment Advisor Representative
A lifelong resident of New Jersey, Marc brings over two decades of dedicated public service and sophisticated financial leadership to his role as an Investment Advisor Representative. His career is distinguished by 20 years in law enforcement, complemented by a seven-year tenure as a Trustee for the Police and Firemen's Retirement System of New Jersey (PFRS-NJ). As an inaugural Board Member and a member of the Investment Committee, Marc played a vital role in overseeing and managing a $37 billion dollar pension fund, ensuring the long-term financial security of the state's first responders.
As an active person, I love being outdoors with my wife and two children. We love spending time boating on the Barnegat Bay and relaxing at the beach. When we aren't enjoying summer at the Jersey Shore, we try to travel as much as possible. We all have a passion for travel, always eager to explore new destinations and embrace the next great adventure as a family.
Our Services
Integrating investment advising with strategic financial planning through education to make sure your long term financial goals are met.
Investment Advising
Helping clients understand the proper risk tolerance by selecting and placing the right assets across different investment vehicles such as IRAs, 457b, 401k, Health Savings Accounts (HSA), 529s, and Brokerage Accounts.
Financial Planning
Getting started is often the hardest part. We help make sure all aspects of your financial life are aligned to meet your goals. We make sure clients are properly insured with disability, life, and health insurance. We offer tax strategies for long-term planning, qualifying for tax credits, and other personal finance needs.
Education
Financial literacy wasn't taught to all of us. Understanding your current benefits offered by your employer and your retirement plan are great places start. I can educate you or your organization on how to optimize your current benefits, and suggest future benefits. Understanding all the different investment vehicles and rules can be confusing and complex. We're here to help you navigate your benefits and tie them into your investment and financial plan.
Why Choose Us
Choosing a partner for your financial future is a significant decision. We prioritize your peace of mind through a foundation of integrity and clarity.
Fiduciary
Legally and ethically committed to put your interest above ours at all times.
Transparency
Providing full disclosure on fees, potential conflicts of interest, and investment risk.
Trust
Consistency, honesty, and reliability
Communication
Keeping clients informed and being accessible